Latest opinions that Steve Cook has shared on Finextra

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Steve Cook

Digital Identity & Biometrics Consultant

Member since

07 Oct 2015

Location

London

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Steve's opinions

3D face mapping as a true differentiator in biometric liveness detection

The rapid global adoption of biometrics for identification and access management by organisations of all sizes clearly indicates they are here to stay. Yet, until 3D face authentication technology became available in late 2017, 2D face recognition that matches two images was all that could be obtainable. 2D face recognition vendors promised securi...

28 November 2018 /payments Biometrics

Biometrics: Why Advanced Liveness is a Necessity When it comes to Spoof Detection

Biometric technology is advancing at a rapid pace. However, it can only be trusted in the real world as long as it is consistently and effectively secure. A glaring problem for the industry is that customers have not had an objective 3th party test that can verify biometric performance claims, allowing and even encouraging vendors to exaggerate ...

17 September 2018 Biometrics

Biometrics: Are they becoming the nirvana of personal security?

By 2020, nearly all smart devices including mobile phones, tablets and wearables will have some form of biometric security enablement. By the same time, personal banking through mobile apps will also overtake online banking in the UK. According to a recent report from Good Intelligence, by 2020 1.9 billion bank customers will adopt biometrics for a...

05 July 2018 /inclusion

Biometrics and the Window of Opportunity

2018 will be all about Digital Identity. I am sure everyone is aware that the revised EU Payment Services Directive (known as PSD2) comes into force later on this week. Within the new PSD2 regulations, there is Strong Customer Authentication (SCA) and Common and Secure Communication (CSC), regarding all electronic payments, under Article 98 of th...

09 January 2018 /payments Digital Banking Trends